ROOFING PAYMENT OPTIONS • ATLANTA, GA

ROOF FINANCING OPTIONS WITHOUT PUTTING OFF THE ROOF YOU NEED.

A roof repair or replacement is a major investment. Ameristar Roofing gives qualified homeowners access to third-party financing options through Hearth so you can evaluate potential payment options without automatically delaying necessary roofing work.

VIEW FINANCING OPTIONS ↓ SCHEDULE A ROOF INSPECTION →
HEARTH FINANCING PATHWAY THIRD-PARTY FINANCING SUBJECT TO LENDER APPROVAL
QUICK ANSWER • CAN I FINANCE A ROOF?

Potentially. Ameristar Roofing provides access to third-party financing options for qualifying homeowners and eligible projects. Ameristar Roofing is not the lender. Approval, rates, payment amounts, loan terms and program availability are determined by the financing provider.

WHEN THE ROOF CANNOT WAIT

TAKE CARE OF THE ROOF WITHOUT DRAINING YOUR CASH RESERVES.

Roof leaks, storm damage and worn-out roofing rarely happen at a convenient time. A problem that begins at the roof can spread into decking, insulation, ceilings, walls and other building materials when water intrusion continues.

Financing gives qualified homeowners another option to consider. Instead of treating the decision as either paying the entire project cost today or postponing the work, an approved financing program may allow an eligible project cost to be paid over time under the lender's terms.

Some homeowners use financing because they need flexibility. Others prefer to preserve savings, emergency funds or liquidity while addressing the roof. The important part is comparing the actual project cost and financing terms before making the decision.

  • Potentially move necessary roofing work forward sooner
  • Preserve savings and emergency reserves
  • Spread an eligible project cost over time
  • Review potential financing options before committing
  • Consider long-term roofing choices instead of price alone
Hearth roof financing options available through Ameristar Roofing
ROOF FINANCING OPTIONS FOR QUALIFIED HOMEOWNERS
ROOF FINANCING THROUGH HEARTH

EXPLORE YOUR FINANCING OPTIONS BEFORE YOU COMMIT.

Hearth allows qualified homeowners to explore potential financing offers from participating lending partners. Review the provider's disclosures and any actual loan offer carefully before accepting financing.

01
HEARTH
COMPARE PREQUALIFICATION OPTIONS

Hearth connects homeowners with participating lending partners. Its prequalification process is designed to let homeowners review potential financing options using a soft credit inquiry before deciding whether to move forward with a lender.

EXPLORE YOUR OPTIONS Compare potential financing offers before selecting a lender
PREQUALIFICATION Hearth states its prequalification process uses a soft credit inquiry
IMPORTANT A later lender application may involve a hard credit inquiry
CHECK FINANCING OPTIONS WITH HEARTH →

You will leave Ameristar Roofing's website and continue with Hearth. Financing is subject to participating lender approval, underwriting, program availability and lender terms.

HOW ROOF FINANCING WORKS

A CLEAR PROCESS FROM ROOF INSPECTION TO PROJECT APPROVAL.

Start by understanding what the roof actually needs. Once the project scope and price are established, you can evaluate whether financing makes sense for the project and your budget.

01

INSPECT THE ROOF

Ameristar evaluates the roof and determines whether the property needs repair, replacement or another roofing solution.

02

DEFINE THE PROJECT

You receive the proposed roofing scope and pricing so the financing decision is based on an actual project cost.

03

EXPLORE FINANCING

If financing is desired, qualified homeowners can review potential financing options available through Hearth.

04

REVIEW THE OFFER

The lender determines eligibility and provides the actual financing terms. Review rates, payments, terms and fees before accepting an offer.

05

AUTHORIZE THE PROJECT

Once the roofing agreement and any financing arrangements are approved, the project can move into scheduling and material coordination.

06

COMPLETE THE ROOF

Ameristar completes the approved roofing scope while the financing provider handles the financial account under its separate agreement with you.

THINK BEYOND THE INITIAL PRICE

CHOOSE THE ROOFING SYSTEM THAT FITS THE PROPERTY. NOT JUST TODAY'S CASH BUDGET.

Financing flexibility may allow qualified homeowners to evaluate the complete roofing system and long-term performance rather than stripping a project down simply to reach the lowest possible upfront number.

ARCHITECTURAL SHINGLES

Compare dimensional and designer roofing options with different aesthetic and performance characteristics.

METAL ROOFING

Consider premium roofing systems when durability, service potential and architectural appearance justify the investment.

VENTILATION

Address proper intake and exhaust ventilation when the property and roof design require it.

ENHANCED WARRANTY OPTIONS

Qualifying manufacturer-backed warranty options may be available depending on products, installation requirements and system configuration.

HIGHER-PERFORMANCE MATERIALS

Compare roofing products with enhanced wind, weather or impact characteristics where those benefits make sense.

COMPLETE SYSTEM DETAILS

Keep flashing, underlayment, roof-edge components and other necessary system details in the project rather than cutting critical parts to chase an arbitrary price.

COMPARE ROOFING TYPES →
WHAT ROOF FINANCING MAY SUPPORT

FINANCING CAN SUPPORT MORE THAN A FULL ROOF REPLACEMENT.

01

ROOF REPLACEMENT

A full replacement of an aging, damaged or failing residential roof where the project and applicant qualify under the selected lender's program.

ROOF REPLACEMENT →
02

ROOF REPAIR

Some repair projects may qualify depending on the project amount, lender requirements and available financing programs.

ROOF REPAIR →
03

STORM-RELATED ROOFING

Financing may be worth evaluating when storm-related roofing work creates out-of-pocket project costs that are difficult to absorb at one time.

STORM DAMAGE ROOFING →
04

ROOFING UPGRADES

Qualified homeowners may be able to evaluate premium or higher-performance roofing options rather than selecting solely around cash available today.

ROOFING TYPES →
CASH VS. FINANCING

COMPARE THE REAL COST BEFORE YOU DECIDE HOW TO PAY.

Financing can provide useful flexibility, but it is not automatically the better option. Compare the actual cost, available cash, financing terms and long-term tradeoffs.

PAYING CASH
  • No credit application or lender underwriting
  • No financing interest or lender-related loan charges
  • Reduces available cash immediately
  • Can make sense when sufficient reserves remain after completing the project
USING FINANCING
  • May preserve cash and emergency reserves
  • Can divide an eligible project into scheduled payments
  • Credit approval and lender terms apply
  • Total financing cost may exceed the project's cash price depending on the loan terms
FINANCING DISCLOSURE: Ameristar Roofing is not a bank, lender or financial adviser. Financing is provided by independent third-party financing providers and participating financial institutions. All financing is subject to application, credit approval, underwriting, program availability and the lender's terms and conditions. Interest rates, APRs, payment amounts, loan terms, fees and promotional offers may vary. Financing is not guaranteed. Review the lender's disclosures and final loan agreement before accepting financing.
GAF Master Elite roofing contractor badgeGAF President's Club award badge
WHY AMERISTAR

GET THE ROOFING DECISION RIGHT. THEN DECIDE HOW TO PAY FOR IT.

Financing can make a roofing project easier to manage, but it does not replace a proper inspection, clear scope of work or quality installation. Ameristar's job is to explain the roof, recommend the appropriate work and install the selected system correctly.

GAF Master Elite® Contractor GAF President's Club Residential Roofing Experience Dedicated Project Management Roof Repair + Replacement Clear Construction Documentation
CLIENT EXPERIENCE

PROFESSIONAL ROOFING FROM THE FIRST INSPECTION TO THE FINAL CLEANUP.

★★★★★

“Ameristar was hands down the best choice. They responded immediately, provided a detailed quote, installed both roofs quickly and did a fantastic job protecting and cleaning up our campus.”

ELEANOR F.
★★★★★

“They were on time, courteous and hard-working. They took the time to explain what they were doing and the issues they found and repaired.”

KATHY M.
★★★★★

“Ameristar was not the cheapest, but we chose them and were very pleased with the crews, attention to detail and professionalism from sales through the onsite manager.”

RICHARD B.
ROOF FINANCING FAQ

UNDERSTAND THE FINANCING BEFORE YOU ACCEPT AN OFFER.

Does Ameristar Roofing offer roof financing?
Ameristar provides access to third-party financing options through Hearth for qualifying homeowners and eligible projects. The financing provider and participating lender, not Ameristar, determine approval and loan terms.
Will checking my options through Hearth affect my credit score?
Hearth states that its prequalification process uses a soft credit inquiry that does not affect your credit score. If you later choose to apply for a loan with a lender, that lender may perform a hard credit inquiry that can affect your score.
Is Hearth the lender?
Hearth provides a platform that allows consumers to explore financing options from participating lending partners. Ameristar Roofing is the roofing contractor and is not the lender.
What interest rate will I receive?
Ameristar cannot determine or promise your interest rate. Rates and terms depend on the financing provider, participating lender, specific program, applicant qualifications and credit approval. Review the actual financing offer before accepting it.
Can I finance an entire roof replacement?
Potentially, if the project amount falls within the available financing program and the applicant is approved for sufficient credit. The participating lender determines the approved amount and applicable terms.
Can roof repairs be financed too?
Some repair projects may qualify depending on project amount, provider requirements and available financing programs. It generally makes sense to define the repair scope first and evaluate financing eligibility afterward.
Should I finance a roof or pay cash?
That depends on available cash reserves, offered interest rate and fees, loan term, monthly budget and other financial priorities. Financing can preserve liquidity, while paying cash avoids borrowing costs. Compare the actual numbers before deciding.
Do I need financing before Ameristar inspects my roof?
No. It usually makes more sense to identify the roofing problem and establish the project scope first. That gives you an actual project amount to consider when evaluating financing.
START WITH THE ROOF

GET THE PROJECT DEFINED. THEN REVIEW YOUR PAYMENT OPTIONS.

Schedule a roof inspection with Ameristar Roofing or continue directly to Hearth to explore potential financing options.

SCHEDULE ROOF INSPECTION → CHECK HEARTH OPTIONS →